Licensing Agree and Distribution Rights

https://www.changingcourses11.com/agreement

Distribution Rights

Can the Licensee sell the Product? YES

Can the Licensee sell resell rights or master resell rights? YES

Can the Licensee include the Product in a bundle or package and sell it at a higher price? YES

Can the Product be added to a paid membership site? YES

Can members of a paid membership site download the Product and be granted the Resell Rights? NO

Can the Licensee distribute the Product for free? NO

Can the Licensee offer the Product as a bonus to another product being sold? NO

Can the Product be sold on auction sites such as eBay.com? NO

Can the Product be sold or used in a dime sale event? NO

Can video training included in the Product be modified in any way? NO

Can video training included in the Product be uploaded to other hosts without modification? YES

Is the minimum sale price for the Product $497? YES

Can the Licensee sell the Product at any price point above $497? YES

Can discounts be applied to the Product's sale price? YES, provided that the discounted price does not fall below the minimum sale price of $497.

Can offer “cash back” promotions? YES, provided that the discounted price does not fall below the minimum sale price of $497.

Can offer gifts or bonus content as a marketing promotion? YES, so long as the gift or bonus content does not violate the terms and conditions provided in the licensing agreement.

MASTER RESELL RIGHTS LICENSE AGREEMENT

Acceptance of Terms and Conditions

By purchasing, using, or distributing the product, service, or software (the "Product") known as the Roadmap to Riches provided by Changing Courses 11 LLC, whether directly from Changing Courses 11 LLC or from an authorized licensee, you, the licensee, acknowledge and affirmatively represent that you have read, understood, and agree to be bound by the terms and conditions set forth in this Licensing Agreement ("Agreement"). If you do not agree to these terms and conditions, you must immediately cease any and all use of the Product and refrain from any further use, purchase or distribution thereof.

Your act of purchasing, using, or distributing the Product, whether directly from Changing Courses 11 LLC or from an authorized licensee, constitutes your acceptance of this Agreement, including any modifications or updates that Changing Courses 11 LLC may make to this Agreement from time to time. Any such modifications or updates will be effective immediately upon notice to you, which may be given by any reasonable means including via email or through an update posted on a website provided by Changing Courses 11 LLC.

THIS MASTER RESELL RIGHTS LICENSE AGREEMENT (the “Agreement”) is made and entered into this day of purchase (the “Effective Date”), by and between Changing Courses 11 LLC, a limited liability company organized under the laws of the state of Tennessee, (hereinafter referred to as the "Licensor"), and the purchaser, an individual/business entity (hereinafter referred to as the "Licensee"). The purchase signifies agreement with all terms and conditions laid out in this Agreement.

1. Grant of License:

Subject to the terms and conditions of this Agreement, Licensor hereby grants to Licensee a non-exclusive, non-transferable license to resell the product known as "Roadmap to Riches" training program (hereinafter referred to as the "Product") in accordance with the terms of this Agreement. The Licensee may transfer the rights to resell this product if and only if the Licensee sells the product for the minimum price of $497.

2. Terms of License:

Licensee agrees to the following terms:

(a) Licensee shall not modify, adapt, translate, reverse engineer, decompile, disassemble or otherwise tamper with the Product. This includes but is not limited to:

Selling portions of the product

Renaming the product Product Name: “Roadmap to Riches” created and copyrighted by Changing Courses 11 LLC.

Changing material within the product

Changing the creator of the product

(b) Licensee shall not claim ownership of the Product copyright.

The Licensee may claim authorship of the product for marketing and sales purposes; but must include the Changing Courses 11 LLC copyrighted material and notices.

(c) Licensee may resell the Product to end users without transferring the Master Resell Rights if they so choose. Reselling to other resellers is permitted.

IF reselling the Master Resell Rights of this product, the Licensee agrees to include these terms and conditions with the product and to ensure that all customers adhere to the Entire Agreement.

Failure to adhere to these terms and conditions will result in the revocation of the Licensees resell rights and Changing Courses 11 LLC will purse legal action for damages caused by the misuse of this Product.

(d) Licensee is not permitted to give away the Product for free, or as part of a free bundle.

It is strictly prohibited for Licensees to share this Product as a “free” add on to a bundle or other opportunity.

The Licensee MAY include additional content or opportunities with the Product so long as those opportunities do not conflict with the Community Agreement for the Roadmap to Riches original community owned by Changing Courses 11 LLC.

(e) Licensee agrees to use only the official marketing materials for the promotion of the Product.

Changing Courses 11 LLC does not endorse or permit the use of income claims for the purpose of marketing the Product.

The Licensee agrees to indemnify Changing Courses 11 LLC from any damages sought from the Licensee that are a direct result from advertising income claims.

The Licensee agrees that they are responsible for their own business and that Changing Courses 11 LLC is not a part of nor endorses the actions of their business entity.

(f) Third-Party Payment Platforms

The Licensee acknowledges and agrees to use third-party payment platforms ("Payment Platform") for the sale and distribution of the Product.

The Licensee agrees to comply with all terms, conditions, policies, and guidelines of the Payment Platform and to conduct all transactions in compliance with all applicable laws and regulations.

The Licensee shall indemnify, defend, and hold harmless Changing Courses 11 LLC, its officers, directors, employees, agents, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including legal fees, arising from or relating to the Licensees use of the Payment Platform, including but not limited to the Licensees non-compliance with the Payment Platform's terms, conditions, policies, guidelines, or any applicable laws or regulations.

Changing Courses 11 LLC is not responsible or liable for any aspect of the Payment Platform, including but not limited to, the availability, accuracy, reliability, or legality of the Payment Platform. Changing Courses 11 LLC makes no representations, warranties, or guarantees regarding the Payment Platform.

The Licensee acknowledges and agrees that any dispute or claim arising out of or in connection with the Payment Platform is between the Licensee and the Payment Platform, and Changing Courses 11 LLC shall have no liability or obligation in connection therewith.

(g) Minimum Sale Price

The Licensee agrees that the minimum sale price for the Product shall be $497.00 USD ("Minimum Sale Price"). Any discounts, promotions, or other pricing strategies employed by the Licensee must maintain the sale price at or above the Minimum Sale Price.

In no event shall the Licensee offer or apply any discounts or promotions that would result in the sale price of the Product falling below the Minimum Sale Price.

The Licensee acknowledges and agrees that failure to adhere to the Minimum Sale Price may result in immediate termination of this Agreement, at Changing Courses 11 LLC’s sole discretion, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

The Licensee shall indemnify, defend, and hold harmless Changing Courses 11 LLC, its officers, directors, employees, agents, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including legal fees, arising from or relating to the Licensee's failure to maintain the Minimum Sale Price.

(h) Gifts and Bonuses

The Licensee is permitted to offer gifts or bonuses as part of the promotion of the Product, provided that these offerings do not function as a discount on the Product's sale price, which must remain at or above the Minimum Sale Price as stated in the "Minimum Sale Price" section of this Agreement.

The Licensee acknowledges and agrees that any gift or bonus offered must be separate from and not linked to a reduction in the sale price of the Product below the Minimum Sale Price.

The Licensee agrees that failure to adhere to these conditions may result in immediate termination of this Agreement, at the sole discretion of Changing Courses 11 LLC, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

The Licensee shall indemnify, defend, and hold harmless Changing Courses 11 LLC, its officers, directors, employees, agents, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including legal fees, arising from or relating to the Licensee's offering of gifts or bonuses in violation of these terms.

(i) Community Guidelines

The Licensee agrees to abide by the community guidelines ("Community Guidelines") established by Changing Courses 11 LLC for its original community. (See community guidelines below this agreement.)

The Licensee acknowledges that the Community Guidelines are integral to the maintenance of a respectful and harmonious community, and agrees to conduct all activities related to the Product in accordance with these guidelines.

Failure to adhere to the Community Guidelines may result in immediate termination of this Agreement, at the sole discretion of Changing Courses 11 LLC, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

The Licensee shall indemnify, defend, and hold harmless Changing Courses 11 LLC, its officers, directors, employees, agents, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including legal fees, arising from or relating to the Licensee's failure to comply with the Community Guidelines.

(j) Agreement Modification and Supersession

The Licensee acknowledges and agrees that this Agreement is the complete and exclusive statement of the agreement between the Licensee and Changing Courses 11 LLC, and that it supersedes all proposals or prior agreements, oral or written, and all other communications between the parties relating to the subject matter of this Agreement.

The Licensee is not permitted to modify or amend this Agreement in any manner, including by adding their own business name, without the express written consent of Changing Courses 11 LLC. Any such unauthorized modification or amendment will be null and void.

The Licensee agrees not to enter into any other contract or agreement that would supersede, alter, or conflict with this Agreement. Any such contract or agreement will be null and void to the extent that it conflicts with this Agreement.

The Licensee shall indemnify, defend, and hold harmless Changing Courses 11 LLC, its officers, directors, employees, agents, successors, and assigns from and against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including legal fees, arising from or relating to the Licensee's unauthorized modification of this Agreement or entry into a superseding contract.

(k) Return Policy

The Licensee acknowledges and agrees that due to the nature of the Product being eligible for download, all sales of the Product are final and non-refundable.

This policy is in place to prevent potential misuse, including scenarios where a customer could download the Product, request a refund, and consequently retain the Product free of charge.

The Licensee must clearly communicate this return policy to their customers prior to the sale of the Product, ensuring that customers understand that they are purchasing a non-refundable product.

Failure to comply with this return policy or any misrepresentation of it to customers may result in immediate termination of this Agreement, at the sole discretion of Changing Courses 11 LLC, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

(l) Procedure in Event of Refund

In the unlikely event that a refund is issued to a customer, the customer is required to return all copies of the Product within ten (10) days of the date of refund.

The customer must provide proof satisfactory to Changing Courses 11 LLC that all copies of the Product in their possession have been deleted, destroyed, or otherwise made unavailable for their use.

Notwithstanding the refund, the customer remains bound by the terms of this Agreement that survive termination, including but not limited to the obligations of non-disclosure, non-disparagement, and any other provisions intended to survive termination.

The customer acknowledges and agrees that failure to comply with these requirements may result in legal action by Changing Courses 11 LLC, including but not limited to claims for breach of contract, copyright infringement, or other appropriate legal remedies.

(m) Non-Disparagement

The Licensee agrees not to make any statements, written or verbal, or cause or encourage others to make any statements, written or verbal, that defame, disparage or in any way criticize the personal or business reputation, practices, or conduct of Changing Courses 11 LLC, its employees, directors, and officers. This prohibition extends to statements made in any manner or medium, including, without limitation, oral statements, written statements, online forums, blogs, social media sites, and other electronic forms of communication.

The Licensee understands and agrees that this clause extends to statements, written or verbal, made to anyone, including but not limited to, the news media, investors, potential investors, any board of directors or advisory board or directors, industry analysts, competitors, strategic partners, vendors, employees (past and present), and clients.

Any breach of this non-disparagement clause shall be a material breach of this Agreement, which may result in immediate termination of the Agreement, at the sole discretion of Changing Courses 11 LLC, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

(n) Non-Disclosure

The Licensee acknowledges that in the course of this Agreement they may have access to confidential and proprietary information ("Confidential Information") of Changing Courses 11 LLC. Confidential Information includes but is not limited to customer lists, business plans, financial data, marketing plans, product specifications, and other proprietary knowledge related to the Product or Changing Courses 11 LLC.

The Licensee agrees that they will not disclose, disseminate, or make available any Confidential Information received from Changing Courses 11 LLC, directly or indirectly, to any third party without the prior written consent of Changing Courses 11 LLC.

The Licensee further agrees to take all reasonable precautions to prevent any unauthorized use, disclosure, dissemination, or publication of Confidential Information, including ensuring that any employees, contractors, or other agents who have access to Confidential Information sign a non-disclosure agreement.

Any violation of this non-disclosure clause will be considered a material breach of this Agreement and may result in immediate termination of the Agreement, at the sole discretion of Changing Courses 11 LLC, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

(o) Audit Rights

Changing Courses 11 LLC reserves the right to audit, at its sole discretion and at any reasonable time, the Licensee's books, records, and operations related to the use, sale, and distribution of the Product to ensure compliance with this Agreement.

(p) Quality Control

The Licensee agrees to maintain high standards of quality in line with Changing Courses 11 LLC's specifications and expectations in the use, sale, and distribution of the Product. Changing Courses 11 LLC reserves the right to inspect and approve the Product before it is made available to the public.

(q) Non-Compete Clause

The Licensee agrees not to use the Product, or any part thereof, to develop a product that directly competes with Changing Courses 11 LLC's offerings. The Licensee further agrees not to enter into a similar licensing agreement with a direct competitor of Changing Courses 11 LLC during the term of this Agreement and for a period of one year following its termination.

(r) Severability

If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.

(s) Confidentiality

The Licensee agrees to treat all proprietary information related to the Product and Changing Courses 11 LLC as strictly confidential and not to disclose such information to any third parties without the prior written consent of Changing Courses 11 LLC.

(t) Amendments

Changing Courses 11 LLC reserves the right to amend or modify the terms and conditions of this Agreement at its sole discretion at any time. The Licensee acknowledges and agrees that it is their sole responsibility to review this Agreement periodically to familiarize themselves with any modifications. Continued use of the Product after any such modifications constitutes the Licensee's agreement to such changes.

(u) Licensee Responsibility

The Licensee acknowledges and agrees that it is their sole responsibility to thoroughly understand and educate themselves about the Product and its intended uses. This understanding must be adequately communicated to their customers to ensure appropriate use and expectations of the Product.

Any marketing or promotional activities conducted by the Licensee must accurately reflect the Product's purpose and capabilities. Marketing of the Product under false pretenses, misrepresentation, or any form of deceptive practice is strictly prohibited and constitutes a material breach of this Agreement.

The Licensee shall bear all responsibility and liability for any false, misleading, or inaccurate representations made in relation to the Product.

(v) Community Obligations and Compliance with Terms and Conditions:

The Licensee acknowledges and agrees that, upon creation of any community, forum, or other platform (collectively, the "Community") under the scope of this license, the Licensee shall:

Provide all Community members with a clear and conspicuous copy of Changing Curses 11 LLC's Terms and Conditions and Community Guidelines (collectively, the "Guidelines"), and require each member to expressly agree to abide by the Guidelines as a condition of participation in the Community;

Implement and maintain reasonable measures, policies, and procedures to monitor and enforce compliance with the Guidelines by all Community members, including, without limitation, promptly investigating any reports or complaints of violations, taking appropriate action to address confirmed violations, and documenting all such enforcement actions;

Notify Changing Curses 11 LLC in writing of any violations of the Guidelines by Community members within five (5) business days of becoming aware of such violations, and provide any relevant information and documentation that Changing Curses 11 LLC may reasonably request in connection with the investigation, enforcement, or resolution of such violations; and

Cooperate fully with Changing Curses 11 LLC in the investigation, enforcement, and resolution of any alleged or confirmed violations of the Guidelines by Community members, including, without limitation, implementing any corrective action or remedy that Changing Curses 11 LLC may deem appropriate in its sole discretion.

Failure to comply with the obligations set forth in this clause may result in the termination of this license, legal action, or any other remedy available to Changing Curses 11 LLC under applicable law.

3. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

Systematically retrieve data or other content from the Services or Product to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from Changing Courses 11 LLC.

Trick, defraud, or mislead Changing Courses 11 LLC and other users, especially in any attempt to learn sensitive account information such as user passwords, potential leads, promotional secrets, or any other business information.

Circumvent, disable, or otherwise interfere with security-related features of the Product, including features that prevent or restrict the use of copying of any Content or enforce limitations on the use of the Product and/or the Content contained therein.

Disparage, tarnish, or otherwise harm, in the opinion of Changing Courses 11 LLC, the Product, potential competition, or Changing Courses 11 LLC and its employees, owners, partners, or anyone else that Changing Courses 11 LLC deems suitable to this prohibited activity.

Use any information obtained from the Product in order to harass, abuse, or harm another person.

Make improper use of our support services or submit false reports of abuse or misconduct.

Use the Product in a manner inconsistent with any applicable laws or regulations.

Engage in unauthorized framing of or linking to the Product.

Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including party's uninterrupted use and enjoyment of the Product or modifies, impairs, disrupts, alters, or interferes with the use, features, function, operation, or maintenance of the Product.

Delete the copyright or other proprietary rights notices from any Content or the Product.

Attempt to impersonate another user or person or use the username of another user of the Product who is a Licensee of the Product.

Interfere with, disrupt, or create an undue burden on the Product or Changing Courses 11 LLC or the networks or services connected to the Product.

Harass, annoy, intimidate, or threaten any of Changing Courses 11 LLC employees, affiliates, owners, executive staff, or agents engaged in providing any portion of the Product, Services, or Licensing to you, the Licensee.

Attempt to bypass any measures of the Product designed to prevent or restrict access to the Product, or any portion of the Product.

Use a buying agent or purchasing agent to make purchases of the Product.

3. Intellectual Property:

All copyrights, patents, trademarks, trade secrets, and other intellectual property rights in the 'Roadmap to Riches' product ("the Product") are and shall remain the sole and exclusive property of Changing Courses 11 LLC ("Licensor"). The Licensee is granted a non-exclusive, non-transferable, revocable right to resell the Product in accordance with the terms of this agreement. This agreement does not convey to the Licensee any rights of ownership in or related to the Product, or any intellectual property rights owned by the Licensor. Any use of the Licensor's intellectual property, including but not limited to trademarks, trade dress, or logos, must be in compliance with any brand guidelines provided by the Licensor and must acknowledge the Licensor's ownership of such intellectual property. The Licensee shall not attempt to register, or assist others in registering, any trademark, copyright, or other intellectual property that is substantially similar to the Licensor's. In the event the Licensee becomes aware of any potential infringement of the Licensor's intellectual property rights, the Licensee must promptly notify the Licensor in writing.

4. Indemnification:

The Licensee agrees to indemnify, defend, and hold harmless Changing Courses 11 LLC ("Licensor"), and its officers, directors, employees, agents, affiliates, successors, and permitted assigns (collectively, "Indemnified Party"), against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys' fees, fees and the costs of enforcing any right to indemnification under this Agreement, and the cost of pursuing any insurance providers, arising out of or resulting from any claim of a third party related but not limited to: (a) any breach or non-fulfillment of any representation, warranty, or covenant contained in this agreement, or any other agreement contemplated hereby, by the Licensee; (b) any use or misuse of the 'Roadmap to Riches' product by the Licensee or any third party gaining access to the product through the Licensee; or (c) any infringement of intellectual property rights arising from the Licensee's unauthorized use or modification of the product.

Limitation of Liability: To the maximum extent permitted by applicable law, in no event shall Changing Courses 11 LLC ("Licensor"), its affiliates, directors, employees or its licensors be liable for any direct, indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, that result from the use of, or inability to use, the 'Roadmap to Riches' product. Under no circumstances will the Licensor be responsible for any damage, loss or injury resulting from hacking, tampering or other unauthorized access or use of the Product or the information contained therein. To the maximum extent permitted by applicable law, the Licensor assumes no liability or responsibility for any (a) errors, mistakes, or inaccuracies of content; (b) personal injury or property damage, of any nature whatsoever, resulting from the Licensee's access to and use of the Product; (c) unauthorized access to or use of Licensor's secure servers and/or any and all personal information stored therein; (d) interruption or cessation of transmission to or from the Product; (e) bugs, viruses, trojan horses, or the like that may be transmitted to or through the Product by any third party; (f) errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Product; and/or (g) user content or the defamatory, offensive, or illegal conduct of any third party.

5. Termination:

This Agreement shall commence on the Effective Date of Purchase and shall continue in full force until terminated as provided herein. Either party may terminate this Agreement at any time, with or without cause, by providing the other party a written notice of termination. Upon termination of this Agreement for any reason, all rights granted to the Licensee under this Agreement, including the right to resell the 'Roadmap to Riches' product, shall immediately cease, and the Licensee shall immediately cease all use, promotion, and sales of the Product. The Licensee shall also, within 10 days of the termination date, destroy or return to the Licensor any confidential information or materials provided by the Licensor under this Agreement. Termination of this Agreement shall not affect any rights or obligations that: (a) are meant to survive termination (including but not limited to indemnification and limitations of liability); and/or (b) have accrued prior to such termination.

6. Governing Law:

This Agreement shall be governed by and construed in accordance with the laws of the State of Tennessee, United States, without regard to its conflict of laws rules. Any legal suit, action or proceeding arising out of or related to this Agreement or the matters contemplated hereunder shall be instituted exclusively in the federal courts of the United States or the courts of the State of Tennessee, in each case located in the city of Nashville and County of Davidson. Each party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action or proceeding.

7. Revocation of License

The Licensee acknowledges and agrees that any violation of the terms and conditions of this Agreement, including but not limited to the unauthorized sale, distribution, modification, or use of the Product, will result in the immediate revocation of the license granted herein.

Upon revocation of the license, the Licensee shall immediately cease all use, sale, distribution, and promotion of the Product and all associated materials. The Licensee shall also remove the Product from any and all platforms where it may be available, including but not limited to websites, membership sites, and online stores.

The Licensee understands and agrees that revocation of the license does not absolve the Licensee of any obligations under this Agreement, including but not limited to the obligation to maintain the minimum sale price and to refrain from offering the Product as a bonus or selling it on auction sites.

Upon revocation of the license, Changing Courses 11 LLC reserves the right to pursue any and all legal remedies available under law or equity.

8. Updates to Terms and Conditions

Changing Courses 11 LLC reserves the right to modify or update these terms and conditions at any time, at its sole discretion. Any such modifications or updates will be effective immediately upon posting on the official website of Changing Courses 11 LLC or upon notification to the Licensee. https://changingcourses11.com/agreements

The Licensee acknowledges and agrees that it is their responsibility to review these terms and conditions periodically and to stay aware of any modifications or updates.

Continued use of the Product after any such modifications or updates constitutes the Licensee's acceptance of the new terms and conditions. If the Licensee does not agree to any changes in the terms and conditions, their license to use and sell the Product will be immediately revoked, and they must cease all use, sale, distribution, and promotion of the Product.

Changing Courses 11 LLC reserves the right to pursue any and all legal remedies available under law or equity in the event of violation of the updated terms and conditions.

9. Third-Party Protection:

The Licensee acknowledges and agrees that any obligation or liability arising from this Agreement is solely of the Licensee and not of any director, officer, employee, agent, or shareholder of Changing Courses 11 LLC ("Licensor"). The Licensee agrees to take all necessary measures to assure that no third-party will seek to hold any director, officer, employee, agent, or shareholder of the Licensor responsible for any liability or obligation of the Licensee under this Agreement. The Licensee will indemnify and hold harmless the Licensor and its directors, officers, employees, agents, and shareholders from and against all damages, losses, costs and expenses, including actual attorneys' fees and costs, resulting from any such third-party claim, suit or proceeding.

10. Confidentiality

Both parties agree to keep confidential all non-public information obtained from the other party that is marked as confidential or reasonably should be assumed to be confidential, unless required to disclose such information by law or regulatory authority.

11. Dispute Resolution

Any disputes arising out of or relating to this Agreement will first be attempted to be resolved through good faith negotiation between the parties. If a resolution cannot be reached, the parties agree to use a mutually agreed-upon mediator before resorting to litigation.

12. Representations and Warranties

The Licensor represents and warrants that it has the full right and authority to license the 'Roadmap to Riches' product under this Agreement and that the Product does not infringe on the rights of any third party.

13. Compliance with Laws

The Licensee agrees to comply with all applicable laws, regulations, and ordinances in the performance of this Agreement, including but not limited to laws pertaining to intellectual property rights and resale of products.

14. Assignment

This Agreement is personal to the Licensee and may not be assigned or transferred to any third party without the prior written consent of the Licensor.

15. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under this Agreement if such failure or delay is due to circumstances beyond its reasonable control, including but not limited to acts of God, national emergencies, war, terrorist acts, riots, strikes, or governmental action.

16. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Using the Product, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Product, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF THE TRANSACTIONS INITIATED OR COMPLETED BY CHANGING COURSES 11 LLL OR VIA THE PRODUCT. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or others laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

17. CORRECTIONS

The Parties acknowledge that despite their best efforts, errors or discrepancies may occur in the drafting of this Agreement. Therefore, if any typographical errors, discrepancies, inconsistencies, ambiguities, omissions or similar errors are found in this Agreement, Changing Courses 11 LLC shall have the unilateral right, but not the obligation, to correct such errors or discrepancies in order to ensure the integrity and clarity of the Agreement, without the requirement for the consent or approval of any other Party. Any corrections made under this clause will be effective immediately upon notice to the other Parties, which may be given by any reasonable means including via email or through an update posted on a website provided by Changing Courses 11 LLC.

18. DISCLAIMER

The Parties acknowledge and agree that the product, service, or software (the "Product") provided under this Agreement is delivered "as is," without any warranties or representations, either express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title, non-infringement, or any other warranties arising from course of dealing, usage or trade practice. Changing Courses 11 LLC reserves the unilateral right, but not the obligation, to make any changes, improvements, modifications, or updates to the Product at any time, without the requirement for the consent or approval of any other Party. Any such changes will be effective immediately upon notice to the other Parties, which may be given by any reasonable means including via email or through an update posted on a website provided by Changing Courses 11 LLC.

19. MODIFICATIONS AND INTERRUPTIONS

The Parties acknowledge and agree that Changing Courses 11 LLC reserves the unilateral right, but not the obligation, to modify, suspend, or discontinue, temporarily or permanently, any part or all of the Product or service provided under this Agreement, at any time and for any reason, without the requirement for the consent or approval of any other Party. Changing Courses 11 LLC shall not be liable to any Party or to any third party for any modification, suspension, or discontinuance of the Product or service, or any part thereof. Any such changes, suspensions, or discontinuances will be effective immediately upon notice to the other Parties, which may be given by any reasonable means including via email or through an update posted on a website provided by Changing Courses 11 LLC.

Enforcement and Future Modifications

The Parties understand and agree that if the licensee ("You") fails to comply with any of the terms and conditions set forth in this Licensing Agreement, the licensor, Changing Courses 11 LLC ("We" or "Us"), reserves the right to seek appropriate legal remedies, including but not limited to filing a lawsuit for breach of contract.

This right of enforcement extends to any modifications, additions, or updates to the terms and conditions of this Licensing Agreement made in the future. You agree that We reserve the right to modify the terms and conditions of this Licensing Agreement at any time, and it is your responsibility to review the Agreement periodically for any such changes. Your continued use of the licensed materials or failure to terminate this Agreement after such changes have been posted constitutes your acceptance of these changes.

If you violate any future updates, modifications, or additions to this Licensing Agreement, We will have the right to enforce the updated Agreement and seek all available remedies, including the filing of a lawsuit.

19. California Residents:

If any complaint with Changing Courses 11 LLC is not satisfactorily resolve, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.

20. Entire Agreement

This Agreement constitutes the entire agreement between the Licensee and Changing Courses 11 LLC ("Licensor") with respect to the subject matter hereof, and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of this Agreement will be effective only if in writing and signed by the Licensor. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid or unenforceable, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Agreement remain in full force and effect.

21. MISCELLANEOUS

These Legal Terms and any policies or operating rules posted by us (Changing Courses 11 LLC, The Licensor) on the Product or in respect to the Product constitute the entire agreement and understanding between you and us (The Licensor, Changing Courses 11 LLC and the Licensee, The Buyer). Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligation to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, the provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provision . There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms of use of the Product. You agree that these Legal Terms will be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic for of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms.

Changing Courses 11 LLC Community Guidelines

Welcome to our community. As members, we commit to uphold the values of integrity, honesty, diligence, trust, and ethics. We believe in treating each other with respect and fostering a positive, supportive environment. In order to ensure the best experience for all members, we ask that you follow these guidelines:

Integrity and Honesty: Be transparent and honest in your interactions. Misleading conduct, misrepresentation, or manipulation is not tolerated.

Diligence: Show commitment and diligence in all your activities related to the community. Be attentive and considerate to the needs and queries of other members.

Trust: Build trust through your actions. Do not breach the trust of others, misuse information, or take advantage of situations for personal gain at the expense of others.

Ethics: Respect and uphold the ethical guidelines of the community. Any actions that contravene these guidelines, including illegal activities or unethical conduct, are strictly prohibited.

No Lead Poaching: Respect the business interests of all members. Stealing leads or poaching from social media, or attempting to do so, is strictly prohibited. Respect the rights of others to their own client relationships.

Respectful Communication: Treat others with kindness and respect. Any form of harassment, bullying, or discrimination will not be tolerated.

Confidentiality: Respect the confidentiality of discussions and proprietary information. Do not disclose or share confidential information without appropriate consent.

Compliance with Agreement: Comply with the terms and conditions of the established agreement at all times.

Compliance with Laws: Comply with all applicable laws and regulations in your interactions within and on behalf of the community.

Failure to adhere to these community guidelines may result in immediate termination of your membership, at the sole discretion of Changing Courses 11 LLC, in addition to any other remedies available to Changing Courses 11 LLC under law or equity.

We appreciate your commitment to these guidelines and look forward to a thriving, respectful, and positive community.

Effective 5/10/23

OVERVIEW

This Course is owned and operated by Georgia Sibley ABN 42924976128 trading as Georgia Sibley (‘Georgia Sibley, ‘we’, ‘our’, or ‘us’).

Please read these Terms and Conditions (‘Terms’) carefully before you purchase or otherwise access our online course, The Roadmap to Riches (‘Course’). These Terms, along with our Site Terms and Conditions and our Privacy Policy (‘the Terms’), govern your access to, including the Course.

By accessing the Course, you:

a. acknowledge that you have read, and agree to comply with and be legally bound by, these Terms; and

b. warrant that you are over 18 years of age and have the legal capacity to enter into a binding contract.

We reserve the right to modify these Terms at any time, consistent with applicable laws and principles, without notice to you. These changes will be effective as of the date we post the revised version on this Site. It is your responsibility to review these Terms prior to initial use as well as periodically throughout your use of our Course. If at any time you choose not to accept these Terms, you should discontinue your use of our Course.

By continuing to access this Course, you are deemed to accept any future amendments to these Terms. If you are uncertain about the Terms or anything else on our Site, please don’t hesitate to contact us before completing any purchase.

COURSE ACCESS

You may gain access to the Course by completing the required payment details and paying the Course Fee on our site checkout page (‘Site‘). As a condition of purchase and participation in the Course, you agreed to be bound by our policies and procedures as set out in these Terms, including those incorporated by reference. You agree to provide accurate, current and complete information about yourself as requested or directed, and to promptly update this information to maintain its accuracy. We have the right to suspend or terminate your Course access if we suspect that such information is inaccurate or incomplete. We also reserve the right to deny your Course application for any reason.

Your access to the Course commences when your application has been accepted by us, or a date specified on our Site, and you pay the price as displayed on our Site and in accordance with these Terms (‘Course Fees’). Your access to the Course continues until terminated under these Terms or the Course is taken down. We will provide you with 30 days’ notice should we plan to take down the Course. In the event we intend to close down the Course, we shall provide you with [30] days’ notice and the ability to download applicable resources contained being the lifetime access we refer to in our promotional material.

To access the Course, you may be required to create an account. In doing so, you must provide accurate information, including your name, a valid email address and contact number. You must also be at least 18 years old. You agree to update this information if and when it changes. You are solely responsible for the activity that occurs on your account, so please keep your account password secure.

COURSE FEES

In consideration for access to the Course, the Course Fees can be paid in multiple ways via Stripe, as listed on checkout page. Payment options may vary depending on the country where you reside/are purchasing the course from.

Your preferred payment option must be selected at the time of enrolment and cannot be changed at a later date. The total amount of the Course Fees will be dependent on the payment method you select at time of enrolment. Where you select the Full Payment Fee, you will pay the amount of $497 USD. Where you select the Payment Plan Fee, you will be charged as per Afterpay’s terms and conditions and payment schedule.

Bonuses

At the time of enrolment, we may offer individuals bonuses to sign up for the Course. You are entitled to any bonuses on offer at the time of your enrolment. Please note that bonuses are not guaranteed to be available at all times and they may vary subject to any promotions we may have throughout the year.

REFUND AND CHARGEBACK

The Course Fees are non-refundable except as required by law or at our sole discretion. We do not provide refunds simply because your situation has changed or you have changed your mind.

Should you feel you are entitled to a refund as per our refund policy, this must be discussed with an approved by us.

Criteria for Course Refund Review and Potential Approval

1. Email us at authenticwealthonline@gmail.com

2. Provide completed coursework to prove that you actively participated in the Course

3. Provide any other evidence to support you have completed the course and an explanation as to why you believe the course did not provide you with the expected learning outcomes. Note: no financial guarantee has ever or will ever be made by us and this is not a legitimate reason alone for a refund.

We will inform you within 14 days of receipt of your request whether a refund is applicable. Where we have determined that a refund is due, we will organise prompt payment via our payment provider.

If we determine that your refund request is valid, your access to the Course will cease and you must immediately cease using and destroy any materials provided to you in the Course.

Where you have received a refund either directly from us the following will apply: 1. If we have provided you with access to our Course to a verified email address from which you have engaged with us, then you must destroy all electronic copies of any Materials downloaded by you and provide us with written confirmation to us via email that you will not use our Materials unless you provide payment in full for the Materials we have provided to you. 2. If you receive the Materials and (a) do not comply with point 1 above and/or (b) use the Materials following a refund, we expect immediate payment upon receipt of a tax invoice from us. Where you use our Materials and we do not receive payment, we reserve the right to recover any outstanding tax invoice through a formal debt recovery process and should this become necessary, then we will seek payment of our outstanding tax invoices including any interest on the outstanding amount.

Nothing in these Terms is intended to modify or otherwise effect your statutory rights under consumer laws or any other applicable legislation.

Guest Content

From time to time, we may also provide you with certain benefits, such as products, programs, workshops or other courses, which may be provided by third parties. We do not offer any guarantees regarding these benefits, including their accuracy or quality, the duration for which they are available or that they are suitable for your purposes. Any individual who agrees to be interviewed as guest or contributes content in any way, transfers all intellectual property rights to us in any such interview and where assignment is not possible, will provide a non-revocable, perpetual licence to any such content.

COMPLAINTS

We are committed to your enjoyment of and satisfaction with the Course. Should you have any concerns or be dissatisfied in any way, please email us at authenticwealthonline@gmail.com

We will acknowledge your complaint within 3 business days and aim to resolve it within 14 business days. If we are unable to do so, we will provide an explanation accordingly.

You agree not to engage in any behaviour, in public or in private, that is negative or derogatory towards us, and we agree to the same. This includes (but is not limited to) communications with third parties or posting on social media.

Where a dispute cannot be resolved, it will be submitted for mediation in accordance with The Arbitrators and Mediators Australian Mediation and Conciliation Rules. Should the dispute be unable to be resolved at mediation, you agree to submit to the exclusive jurisdiction of the courts of the State or Territory where we are located.

COURSE PROMOTION

Where you have provided testimonials (in any format), you acknowledge and consent that we may use these along with reference to you on our Site and social media channels, or any other avenue, for promotional and other purposes at our discretion.

You acknowledge that part of your Course may include images, copy, text and recordings (in audio and/or video format) of your participation in the Course, where you may feature prominently. These recordings are both for the purposes of providing the Course and for us to use in our promotional material to market the Course. You irrevocably consent to our use of these recordings without restriction, including but not limited to our ability to modify, publish, reproduce or distribute them at our discretion.

WARRANTIES AND INDEMNITIES

We provide the Course and its content on an ‘as is’ basis, and do not guarantee any specific results from your participation. Your experience will depend on your own commitment, motivation and intent to follow through. Any examples of previous participants’ experiences, including reviews, testimonials or other statements, are provided for illustrative purposes only, and are simply examples of what can be possible.

You agree that you engage in the Course at your own risk.

Except as expressly permitted by law, we cannot be held liable for:

a. any loss or damage that you may suffer as a result of your participation (including where you disclose confidential information during any group participation);

b. your inability to participate in the Course for any reason;

c. your failure to maintain the security of your login details that enable you to access the Course;

d. the statements or conduct of any third party; or

e. your reliance on the suggestions or recommendations of any third party or Course participant.

You agree to indemnify us against any loss or damage, including legal costs, related to your breach of these Terms.

INFORMATION AND ADVICE (DISCLAIMER)

Any content or information provided in the Course is of a general nature only and does not constitute professional advice. We do not purport to be legal practitioners, financial advisors or any other type of licensed professional and cannot be held liable for any reliance on the information we provide through the Course. No part of the Course is a substitute for obtaining advice that is specific to your individual circumstances from a qualified professional. The nature of the Course means that we are unable to guarantee particular results, and any examples of achieved by other course participants is a representation of potential results only. Any results achieved through your participation in the Course will vary depending on a range of factors beyond our control.

You are responsible for determining whether the Course is right for you. We reserve the right to terminate or suspend your access to the Course at any time should we believe that it is not appropriate for you, or that further professional advice should be sought.

Any reference to other products or services, programs, courses, processes or other information appearing within the Course does not constitute or imply our endorsement, sponsorship or recommendation in any way.

PRIVACY POLICY

When you apply to take part in the Course, and during your participation, you may be required to provide us with certain personal information (such as contact details).

Your privacy is extremely important to us. We will only use your personal information in order to provide you with the Course Entitlements and to communicate with you about the Course. Where you wish to withdraw your consent from email communications, you may simply unsubscribe.

ELECTRONIC SIGNATURE

These Terms will become binding when you agree to these Terms, including by clicking 'I consent' or 'I agree' or similar, or by purchasing and/or commencing the Course.

VALIDITY

Whenever possible, each provision of these Terms will be interpreted in such a manner as to be effective and valid under Applicable Law, but if any provision of these Terms is held invalid or unenforceable, the remainder of these Terms will nevertheless remain in full force and effect and the invalid or unenforceable provision will be replaced by a valid or enforceable provision.

ASSIGNMENT

You cannot assign these Terms, or otherwise deal with the benefit of them or any rights under them, without our prior written consent. We reserve the right to assign or novate the Terms, or otherwise deal with the benefit of them or rights under them, without your consent.

ENTIRE AGREEMENT

These Terms constitute our entire agreement with you about the Course and supersede all previous agreements, understandings and negotiations.

GOVERNING LAW AND JURISDICTION

The performance and enforcement of these Terms will accord with the laws in force in the State or Territory in Australia where we are located as indicated on our Site. You agree to submit to the exclusive jurisdiction of the courts in that jurisdiction.

Effective Date: 5/10/23

Your Privacy and Georgia Sibley (ABN 4292 4976 128) (collectively and individually referred to as “Georgia Sibley”, “we”, “us” or “our”).

WHO WE ARE AND HOW YOU CAN CONTACT US

We are committed to protecting your privacy and respecting and upholding your rights when you use this Site. This Privacy Policy applies to the products and/or services we provide on our Sitehttps://www.authenticwealthonline.com/course-info (“Site”) and our social media channels, and explains how we collect, hold, use and disclose data and comply with the requirements of the Privacy Act 1988 (Cth) and constitutes part of our Website Terms & Conditions. This Privacy Policy does not cover information that you submit on other websites, even if we communicate with you on those sites. For example, if you post something on Instagram, Facebook, Pinterest, Twitter, or YouTube, that information is governed by the privacy policies on those websites, and is not governed by this Privacy Policy.

You can contact us for privacy-related questions by emailing authenticwealthonline@gmail.com

We will only use your personal information in compliance with Australian Privacy Laws (Privacy Act (1988 (Cth)), Australian Privacy Principles and to the extent applicable, with the EU General Data Protection Regulation (GDPR) and any replacement legislation or regulation or guidelines and standards governing the use, storage or transmission of personal data.

OUR ROLE IN YOUR PRIVACY

If you are a customer, subscriber or just a visitor on our Site, this Privacy Policy will apply to you.

OUR RESPONSIBILITIES

As we are the providers of the products and services on this Site, we determine how and why your data is processed. We do not sell or rent your details to any third parties. We are committed to protecting your privacy and we want you to know exactly what information is collected and how we use it.

YOUR RESPONSIBILITIES

Please read this Privacy Policy and our Website Terms & Conditions at https://www.authenticwealthonline.com/termsandconditions. If you provide us with any data relating to a third party, you confirm that you have the right to authorise us to process that data on your behalf in accordance with this Privacy Policy.

WHEN AND HOW WE COLLECT DATA

From the moment you visit our Site, we are collecting data, sometimes you might provide this data by completing a form or setting up an account, otherwise we might collect the data automatically. We may also collect data when:

- You purchase a gift card for redemption on our Site

- You purchase an online course, webinar, program or service

- You interact with us on social media

- You complete any sign-up forms, landing pages or send us a direct message via social media or an email to any of our nominated emails

- You participate in events, promotions and giveaways or any request for additional data such as customer surveys

- You accept our cookies and other tracking technologies on any device you use to interact with us

- You voluntarily submit your data to us for any reason

TYPES OF DATA WE MAY COLLECT

- Contact details (name, address, email)

- Financial Information (bank details when you are making a purchase)

- Your business name (sometimes)

- Basic information about your business and its history (sometimes)

- Data about the products or services you purchase

- Data about your experience with our Site and our products and services

- Data relating to your circumstances and such other information that is relevant to the products or services we provide to you

- Data relating to your attendance at seminars or other events held by us (including webinars and podcasts)

- Data that identifies you (your IP address, login, browser type, time zone, browser plugins, geolocation, what operating system and version) - we do not link this with any personal Data

- Data on how you use our Site (URL clicks, products and services views, how long you are on our pages and other actions)

USE AND DISCLOSURE OF YOUR DATA

Under data laws, we are only allowed to use your data for specific reasons and where we have the legal basis to do so.

We will use your data for the purposes it was collected and related purposes that include:

- Operating our Site

- Providing you with products, information and services

- Customer support

- Tracking your purchase history

- Detecting and preventing fraud

- Improving our Site

- Making your experience on our Site more efficient and enjoyable

- Market research e.g. we may contact you for feedback about our products and services

- Provide you with information about events, other products or services or opportunities that may be of interest

- Marketing (with your consent)

- Monitoring your compliance with our Website Terms and Conditions

We may disclose your data for the purposes it was collected and also:

- As required by law subject to our obligations

- With your consent

- Within our business

- To send you marketing material (with your consent)

- To process your participation in any promotions and giveaways (including contacting you if you win, displaying your name online and on our social media platforms)

- Share with third parties to enable us to provide our products and/or services

GOOGLE ANALYTICS

We use Google Analytics functions. You can find out how your data is collected here and there are instructions here on how to opt-out of Google Analytics data tracking.

Our use of Google Analytics may include but is not limited to display advertising and remarketing. You may see our adverts across the internet, this is due to the use of tracking technologies (cookies) to optimise and serve our adverts based on past visits to our Site. When you log onto our Site, we, with the help of Google Analytics, use your browsing behaviour to connect this with other data that you previously provided to us in accordance with this privacy policy.

CHOOSING NOT TO PROVIDE PERSONAL DATA

You can choose not to provide us with any personal data. However, if you do this, we will not be able to provide you with any products or services, however, you can continue to use our Site and browse the pages of our Site.

TURNING OFF COOKIES

Our Site uses cookies and similar technologies to provide certain functionality to our Site. You can turn off cookies by activating the setting in your browser that allows you to do this. You can also delete cookies through your browser settings. If you do decide to turn off cookies, you can continue to use the Site, however, certain services may not work as effectively.

MARKETING

We will always let you know before we collect any data from you what the intended use is and if we intend to use it for marketing and if third parties are involved we will obtain your consent (which you can withdraw at any time). You can change your mind about marketing material by opting out by:

- completing the contact us form on our contact page; or

- unsubscribing within the email if you have previously subscribed to our newsletter.

YOUR RIGHTS

You can exercise your rights at any time by contacting us via the emailing authenticwealthonline@gmail.com

ACCESSING INFORMATION WE HOLD ABOUT YOU

We will provide you with the information within 30 days of your request, unless doing so would adversely affect the rights and freedoms of others (e.g. another person’s confidentiality or intellectual property rights). We will tell you if we can't comply with your request and why.

INACCURATE INFORMATION

You can contact us to ask us to correct any information we hold about you that you believe is inaccurate.

OBJECTIONS TO USING DATA FOR PROFILING OR AUTOMATED DECISIONS

We may use your data to determine what products and services are relevant to you (e.g. tailoring our emails based on your behaviour). Otherwise, the only circumstances in which we will use this data is to provide our products and services to you.

THE RIGHT TO BE FORGOTTEN

You have the right to request for your data to be erased. This means we have to delete all information that we hold about you, except to the extent of any information we are required to hold due to our legal obligations.

MAKING A COMPLAINT

If you have any complaints regarding how your data is handled, please contact us via emailing authenticwealthonline@gmail.com. If you are not satisfied with our response to your complaint you may seek a review by contacting the Office of the Australian Information Commissioner.

SECURITY OF THE DATA WE COLLECT

We realise that our customers trust us to protect their data and whilst we cannot guarantee the security of any information you transmit to us, or receive from us, we take that task seriously and maintain reasonable and appropriate physical, electronic and procedural safeguards to help protect your data. This includes the following:

- Password access to accounts

- Storing electronic data with reputable third party storage providers who have appropriate security protections

- Limit access to personal information to individuals who need to know.

- Using payment providers who are PCI DSS compliant

- We do not store your payment details

HOW LONG WE STORE DATA FOR

We will keep your data for as long as we need it, and this period will also depend on your interactions with us. If you have made a purchase with us, we will keep a record of your purchase for the period necessary for invoicing and tax purposes. When we no longer need to keep your information, we will delete it permanently or anonymise data that is no longer necessary.

THIRD PARTIES WHO ACCESS YOUR DATA

We share data with third parties in the following circumstances:

- Other companies in our group of companies, as necessary to operate our Site

- Our suppliers and service providers working for us e.g. payment processors

- Our professional and legal advisors

- Third parties engaged in fraud prevention and detection

- Law enforcement or other government authorities

- Share with third parties who enable us to provide our products and services which may include:

o payment processors such as Stripe, PayPal, Xero, Shopify who may process your payment for any products and services bought from us;

o Social media and analytics such as Facebook, Instagram and Google Adwords for purpose of custom audience generation and the development of targeting criteria;

o Other third parties such as Leadpages, LeadQuizzes, Teachable, Zoom, Active Campaign, MailChimp for processing and holding Data that enables us to ensure you are kept informed of all course information, logins and marketing material, offers, promotions, newsletters, blogs and video training.

- Where we have your consent to do so or otherwise where we are legally permitted to do so.

PAYMENT SECURITY

All of our real-time credit card authorisations are handled by secure third party gateway providers and these are secured by the highest level of security. The following measures are taken to protect your data:

- Payments are fully automated with an immediate response.

- Your complete credit card number cannot be viewed by us or any outside party.

- All transaction data is encrypted for storage within our third party gateway suppliers bank-grade data centre, further protecting your credit card data.

- Our third party gateway provider is an authorised third party processor for all the major Australian banks.

- Our third party gateway provider will at no time touch your funds, all monies are directly transferred from your credit card to the merchant account held by us.

We use third-party gateway providers that are widely respected for providing secure and reliable online payment solutions. We have chosen to deal with the best so you can feel safe that your personal information is kept safe and secure at all times. While we attempt to protect the information in our possession, no security system is perfect, and we cannot promise that information about you will remain secure in all circumstances.

The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for all organisations that handle branded credit cards from major card schemes. PCI DSS is a standard mandated by the card brands like Visa, Mastercard, American Express and Discover and is managed by the PCI Security Standards Council.

PCI-DSS requirements help ensure the secure handling of credit card information through our Site and the service providers.

AGE OF CONSENT

By using this site, you warrant that you are at least the age of majority in your State or Territory of residence. Our Site should not be used by anyone under the age of majority, and we do not knowingly collect data from anyone under the age of majority.

COOKIES AND HOW TO BLOCK THEM

We use cookies, this helps us improve the products and services we provide. Unfortunately, they are not the edible kind! “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. Cookies can also be used to analyse traffic and for advertising and marketing purposes. They do not harm your systems and the HELP function in your browser will tell you how to restrict or block the cookies. For more information about cookies, and how to disable cookies, visit http://www.allaboutcookies.org. If you use browser settings to block all cookies, you may not be able to access all or parts of our Site.

WEB BEACONS

We may use web beacons (or clear gifs) on our website and in our emails. So basically when we send emails, we can track behaviour such as who opened the emails, who clicked the links and collect information such as your IP address, your browser or email type, we then put this information together to improve the performance of our email campaigns and provide you with better and/or services specific to your needs. You will always have the ability to opt out of any emails we send just click the link in the email that says “unsubscribe”.

GOVERNING LAW

This Privacy Policy and your use of this Site is governed in all respects by the laws of Australia.

UPDATES TO OUR PRIVACY POLICY

Please make sure to check in on our Privacy Policy periodically, as we may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons. We will always ensure that the current date of the Privacy Policy also known as the “Effective Date” is prominently displayed at the very top of this Privacy Policy, so you know it's the latest version.

Effective 5/10/23

Income Disclosure Statement

Our business provides individuals with an opportunity to earn income through Master Resell Rights. We believe that selling a Digital Product can be a viable source of income for many people, but we cannot guarantee any specific level of income or success.

We provide the Course and its content on an ‘as is’ basis, and do not guarantee any specific results from your participation, including income related results. Your experience will depend on your own commitment, motivation and intent to follow through. Any examples of previous participants’ experiences, including reviews, testimonials or other statements, are provided for illustrative purposes only, and are simply examples of what can be possible.

We make no representation or warranty as to the level of success that any individual may achieve through the Master Resell Rights course or any of our programs, products, or services. The income figures presented are for marketing and informational purposes only and do not include expenses related to operating a business, such as marketing, travel, and other costs.

Individuals who join our community are responsible for their own success and should conduct their own due diligence to determine whether our business opportunity is right for them.

We do not provide any guarantees or promises regarding income or success.